US Credit Downgraded. So What Does That Mean? [Video]
Brandon Brown, Motion Graphics, Video
On Friday, Standard & Poors, downgraded the U.S. credit rating for the first time in history. For us, there’s only one way to respond… with a video. The US Credit rating was recently downgraded from AAA status to AA+. We explain what this means and what that means to you.
The stock market, which had dropped sharply in anticipation of the news, has had several volatile trading days in the past two weeks. And there’s a possibility Standard & Poor’s and other rating agencies may make adjustments in the future.
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11/18/2015 1:00 pm PST
How do you adapt and succeed in the digital world? With consumers living online and consulting their networks to research potential purchases, effectively reaching, nurturing and converting prospects has only become harder. That is why the power to make you stand out above the rest through content marketing, a professional website, and your unique personal brand can help you successfully transform your business.Join Craig Faulkner, CEO, of FMG Suite as he provides 5 easy steps to transforming your business in 2016. He will walk through the essential building blocks of an effective marketing platform, how the pieces fit together, and how these 5 key steps are essential for your business to succeed in the new business world.You Will Learn How to:
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"...while they can’t turn back the clock and address these issues beforehand - such as increasing their spouse’s life insurance or saving more - there are ways to take control and feel more confident in their future. When working with widows, there are a few first steps I recommend taking:
1. Get Organized Whether or not you handled all of your family’s finances, some, or none, the first step is to organize your financial documents. Before you can determine how to budget and what steps to take, you have to first understand where you stand financially. If you are having trouble translating your investment account statements, a financial advisor can help you understand what your documents mean. You’ll want to copy and safeguard your important documents and review life insurance policies with a trusted advisor.
2. Budget for a Single Income More than half of widows have difficulty adjusting to a single income. This may because they haven’t reevaluated their bills and expenses and adjusted..."
"...Once we understand your family’s current circumstances, goals, and unique needs, we develop
strategies to help preserve and potentially grow your wealth and take over the time-consuming tasks associated with managing your complex financial affairs.
Working with a family office can benefit families in a number of ways, including:
Preserving wealth through proactive management and appropriate strategies
Mitigating risk by diversifying investments
Assisting with the transfer of wealth from one generation to the next through strategic asset allocation and estate planning..."
"...More than likely, you have a clear understanding of your relationship with your doctor or your dentist. You pay a fee and, in return, you receive a service, including advice and recommendations based on your individual situation. It would make sense then for your relationship with your financial advisor to be the same; but for many, that’s not the case.
At Financial Guideposts, we’ve noticed a trend: that the general public does not understand the relationship they have with their financial advisor. We want to change that. We believe there are two critical aspects you should understand when working with a financial advisor: how he or she gets paid and what services he or she provides..."